First Time Buyer

Jun 7

Thinking about buying a home and have no clue where to start or even the questions to start asking now?

Why buy when you could rent? Can I even buy in this market with how expensive everything is? How much money do I need upfront for a down payment? When is the best time to buy a home? I know what a mortgage is but do I really know what it is?

If you have any of these questions and others. Do not worry because I will be breaking down each of them down to help first time buyers out!

It can be very stressful and scary when you are thinking about buying a home. For most people buying a home is their single biggest purchase they will ever make! So it is better to go in knowing the answers to a lot of these questions then running face to face when them when they pop up!

Say you are buying a $500,000 home, well it is going to cost you more than that. Some additional payments you will have to make upfront include home insurance, lender fees, title fee and others!

It is better going in with a plan and knowing the true price of the home before!

I'll we be diving into each of these topics to help in anyways I can. If there are any topics that you have questions about, reach out and I would gladly help answer them

First Time BuyerStarter Home

Cameron Van Winkle

Why Buying Now May Be Worth It in the Long Run

Homebuying Tips, Real Estate Market Trends, Mortgage and Financing, Wealth Building, First-Time Buyers

Sep 26, 2024

Why Buying Now May Be Worth It in the Long Run

Wondering if you should buy a home now or wait? One thing to consider is how quickly equity can build once you own a home. Experts project home prices will continue to rise, meaning the sooner you buy, the more wealth you could build over time. Let’s explore your options and what makes sense for you.

Homebuying Tips, Real Estate Advice, Mortgage and Financing, First-Time Buyers, Budgeting for Homeownership

Sep 23, 2024

What To Know About Closing Costs

When buying a home, closing costs are an essential part of the process that shouldn’t be overlooked. From loan origination fees to homeowners insurance, closing costs typically range between 2% and 5% of your home’s purchase price. Learn how to plan for these expenses and tips to reduce them.

Real Estate Tips, Home Selling vs. Renting, Property Management, Real Estate Investment

Sep 20, 2024

Should You Rent Out or Sell Your House?

Deciding whether to sell your home or keep it as a rental is a big decision. From potential rental income to the challenges of being a landlord, there’s a lot to consider. Let's explore key questions to help you make the best choice for your future.

Falling Mortgage Rates Are Bringing Buyers Back

Home Selling Tips, Real Estate Market Trends, Mortgage Rates, Buyer Demand, Housing Market Updates

Sep 19, 2024

Falling Mortgage Rates Are Bringing Buyers Back

If you've been hesitant to sell your home, now might be the perfect time. Mortgage rates are falling, and buyer activity is rising, making it a great opportunity to get your house on the market. As rates continue to drop, more buyers are entering the market, which could lead to higher offers and quicker sales.

The Latest Builder Trend: Smaller, Less Expensive Homes

Home Affordability, Real Estate Market Trends, Homebuyer Tips, New Home Construction, Builder Incentives

Sep 18, 2024

The Latest Builder Trend: Smaller, Less Expensive Homes

As affordability improves, buying a home is still a challenge for many. The good news? Builders are focusing on smaller, more affordable homes and offering incentives like mortgage rate buydowns. These options may help you find a home that fits your budget. Let’s explore how newly built homes could help you achieve your homebuying goals.

Sep 17, 2024

Mortgage Rates Drop to Lowest Level in over a Year and a Half

Mortgage rates have dropped to their lowest point in over a year and a half, creating a great opportunity for those waiting on the sidelines to buy a home. Even a small decline in rates can make a significant difference in your monthly payments, and the recent drop has been more than half a percent. For a $400K home loan, this means saving over $370 per month compared to just a few months ago. With improved purchasing power, now is the time to explore your options. Let’s connect and make the most of this opportunity!

Real Estate Advice, Market Conditions, Seasonal Real Estate Trends, First-Time Homebuyers

Sep 16, 2024

The Best Time To Buy a Home This Year

If you've been waiting for the right moment to start your homebuying journey, now could be the perfect time. The housing market is shifting, and experts at Realtor.com have identified the best week to buy in 2024: Sept. 29–Oct. 5. With higher inventory, lower prices, and easing mortgage rates, buyers are poised to find better opportunities. Sellers are more willing to negotiate, giving you the upper hand. Ready to jump in? Let’s connect and make sure you're prepared to take advantage of these favorable conditions.

Sep 11, 2024

The Real Story Behind What’s Happening with Home Prices

If you’re confused about what’s happening with home prices, you’re not alone. While home price growth is slowing, it doesn’t mean prices are falling. It’s all about supply and demand, and trends can vary by market. Working with a local real estate agent can give you the insights you need to make informed decisions, whether you’re buying, selling, or just curious about the current market. Let’s connect to navigate these shifts with confidence.

Should You Sell Now? The Lifestyle Factors That Could Tip the Scale

Selling Tips

Sep 3, 2024

Should You Sell Now? The Lifestyle Factors That Could Tip the Scale

If you’re unsure about whether to sell your home now or wait, consider that your lifestyle may be the most compelling reason to make a move. While financial factors are important, the latest report from the National Association of Realtors (NAR) shows that life changes—such as the need for more space, wanting to be closer to family, or downsizing—are often the biggest motivators for homeowners. If your current home no longer meets your needs, it might be time to talk to a real estate agent about how your home equity could help make your next move easier.

Aug 29, 2024

2025 Housing Market Forecasts: What To Expect

As we approach 2025, understanding shifts in the housing market becomes crucial for potential homebuyers and sellers. Projections suggest a slight decline in mortgage rates, influenced by easing inflation and adjustments in the Federal Funds Rate. Additionally, home sales are expected to increase due to more favorable conditions, with home prices predicted to rise moderately by about 2.6%. These insights are vital for making informed decisions, whether you're buying or selling in the upcoming year.

First Time Buyer

2019 Market Update (Video)

Designing the Perfect Office to Work From Home In Style